Investing by age

While the market changes every day, what you want for your future probably doesn’t. We can help you move confidently toward the future you imagine with strategies to support you throughout your journey.

Find a Financial Advisor

Investing is an ongoing process. So, your investing needs will evolve over time and be shaped by different life events. No matter your age, the goal is always the same: to bring you closer to the future you see for yourself and those around you.

How much do I need to retire?

The relevant benchmark in retirement savings isn’t how much money your peers have amassed but how much you will need yourself. The answer depends almost entirely on you, your habits now and your plans for later. Check out what our analysts have to say and data that offers more insight.

Learn More

Investing in your 20s

When you've just started working, retirement sounds years away. Take advantage by beginning to save now, perhaps through your company’s retirement plan.

Learn More

Investing in your 30s

From a new mortgage to a baby, your 30s may be filled with big life changes, and a solid financial footing can make them less stressful. Consider paying off debt, childproofing your finances and having an in-depth conversation about them with your partner before you marry.

Learn More

Investing in your 40s

While you might be thriving, earning more money than you have before and moving up the professional ladder, it’s important to plan now for your future needs and those of the people you care about.

Learn More

Investing in your 50s

There’s still time to build wealth for your retirement, but it’s likely coming up fast. This is the decade to examine your goals and ensure your finances are in good order.

Learn More

Investing in your 60s

If you haven’t retired yet, you’re almost at the finish line! Make sure you're still putting enough away each month to stay on track for the retirement lifestyle you want. Gauge your prospects by mapping out what your “paycheck” will be when you stop working.

Learn More

Investing in your 70s

The 4% rule can be a good starting point in determining how much investment money you can afford to withdraw each year. Retirement could last 25 years or more, though, and changes during that period may require you to make adjustments.

Learn More