You've spent years preparing for retirement, and now you're in the home stretch. But are you ready?

Here are some words of wisdom investors shared with us. Hopefully they can help guide you as you think about and plan for retirement.

"I wish I would have spent more time thinking about how I would spend my time."

Many people define themselves by their careers. So, think about how you'll define yourself in this new chapter – how will you spend your time, what are your interests and what goals do you want to accomplish? Have a conversation with your partner or other loved ones. Share what you've always wanted to do when you'd have the time and hear what they have to say. Retirement is not the "end" of a journey, but instead, the beginning of an exciting new chapter – with so many opportunities.

"I wish I had known more about my health care options."

Two-thirds of Americans who plan to retire in the next 10 years say they have no idea what their health and long-term costs will be in retirement.* Most people think they'll simply rely on Medicare. However, there's a lot Medicare doesn't cover, such as deductibles, co-pays, prescription drugs and long-term care services. There are additional insurance options you can consider to help pay for these costs, but you'll need to ensure you have a plan to cover them. The amount you'll need for health care costs depends on several factors, including your age at retirement, your overall health, your family history, where you live, etc. You can invest and save, through retirement savings and health savings accounts, while you're still employed.

"I wish I’d discussed my vision for retirement earlier."

The further you are from retirement, the cloudier your vision for retirement may be. Take time to outline your potential retirement vision with your financial advisor. The more they know about you, the more they can run different scenarios to really understand what your options are and what adjustments may need to be made to put you in the best position to achieve your goals. The role of a financial advisor is to help address your entire financial situation – to put you on the path toward the retirement you envision – and there is no better time than the present to get on that path.

Important information:

*Source: Edward Jones and Age Wave thought leadership study, "The four pillars of the new retirement."