Preparing for Unexpected Events

While you can’t stop unexpected events from happening, insurance can help you prepare for them.

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If there's one thing in life that's certain, it's that plans can and will change. Unexpected expenses and events may be inevitable, but they don't have to derail your financial goals. With a little planning, you can be better prepared for life's ups and downs.

Start by exploring the questions and guide below. Then take the recommended steps – if you haven't already.

How much should I save for emergencies?

To help you figure out how much you should have in your emergency fund, think about your family's ongoing needs and expenses.

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Your guide to choosing life insurance

Discover which type of life insurance is best for your family and learn an easy way to calculate how much you need.

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Is life insurance through work enough?

Employers usually offer coverage that is designed to accommodate all employees — and life insurance is definitely not “one size fits all.”

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Are you covered in the event of a disability?

About 1 in 4 workers will experience a disability lasting longer than 90 days during their working years. Do you have the protection you need?

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What should I prepare for now that I'm retired?

We can help you with the right strategy, so you can avoid dipping into your retirement savings to pay for unexpected expenses.

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How can I prepare for medical or long-term care?

Before you can address these costs, it's important to understand what Medicare and other insurance may cover.

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Choosing a long-term care solution

Once you've identified your long-term care costs, the next step is to understand what options you have to manage them.

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