When you have our business credit card, you also have the support and personalized service of your Edward Jones financial advisor. And, you're working with someone who has a holistic understanding of your financial situation that includes both your day-to-day spending needs and your long-term financial goals.
The Edward Jones Business Plus MasterCard® is designed to help you manage your business expenses while earning valuable rewards. Our business credit card comes with:
We may change APRs, fees and other account terms in the future based on your experience with Elan Financial Services and its affiliates, as provided under the Cardmember Agreement and applicable law.
1The Edward Jones Business Plus Card: 0% Introductory APR applies to balance transfers made within 60 days of account opening and is valid for the first 12 billing cycles. The introductory rate does not apply to purchases and cash advances. Thereafter, the APR may vary and as of 04/01/2016, the undiscounted variable APR for Balance Transfers is 15.24%–26.24% (based on your creditworthiness). The introductory rate will end early and increase to the APR for Balance Transfers or to a Penalty Rate APR if you make a late payment, make a payment that is returned, or your account exceeds its credit limit. The variable APR for Purchases is 15.24%–26.24% (based on your creditworthiness). The variable APR for Cash Advances is 26.24%. Cash Advance fee: 4% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 4% of each cash amount, $20 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due. The annual fee is $0 the first year and every year that you charge at least one purchase to the account, otherwise $25. Foreign Transaction fee: 1% of each foreign purchase transaction or foreign ATM advance transaction. We apply your payments to balances with lower APRs first.
2Loyalty Points based on net purchases (purchases minus credits and returns). For full terms and conditions of the Edward Jones MasterCard program, please contact your Edward Jones branch.
The creditor and issuer of the Edward Jones MasterCard is Elan Financial Services, pursuant to a license from MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated. ©2016 Elan Financial Services.