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Exclusive for Edward Jones Clients

Exclusively for Edward Jones Clients

Edward Jones Business Plus Mastercard®

Learn more

Exclusively for Edward Jones Clients

Exclusively for Edward Jones Clients

Edward Jones Business Plus Mastercard®

Learn more

Make everyday purchases an investment in your business.

Earn valuable rewards when you manage your business expenses with the Edward Jones Business Plus Mastercard®. With its Loyalty Invest™ reward option, you can earn and redeem Loyalty Points® for cash deposits into your Edward Jones account.

Other benefits of the Edward Jones Business Plus Mastercard® include:

  • No Annual Fee with at least one purchase to your account each year (otherwise, $25)1
  • Rich Loyalty Rewards®: For every 12-month billing cycle, you can earn:2
    • 1.5 Loyalty Points® per eligible net $1 spent up to $40,000
    • 2 Loyalty Points® per eligible net $1 spent over $40,000
    • Redeem points for gift cards, cash back (statement credit), travel, charitable donations or Edward Jones Loyalty Invest™ deposits.
  • Spend Analysis: An online tool to help track business expenses
  • Additional Benefits: Fraud Protection, Easy Cash Access, Free credit score3 powered by TransUnion,®and more

You’ll also have the support and personalized service of your Edward Jones financial advisor – someone who understands your day-to-day spending needs and long-term financial goals.


$150 Loyalty Invest™
Deposit after you spend $1,000 on your card within 90 days of opening your account!4

0% Introductory APR1

On balance transfers for the first 12 billing cycles and after that a variable APR, currently 16.99% - 27.99%.1 Plus a 0% introductory fee1 for balances transferred within 60 days of opening your account and after that, balance transfer fees of 3% of each transfer amount ($5 minimum) apply.1

Offer expires 5/5/19

The Edward Jones Business Plus Mastercard®.
Use it today. Invest in your tomorrow.

To apply for the Edward Jones Business Plus Mastercard®, contact your local Edward Jones financial advisor. Or apply now by logging in to Online Access and visiting the Loans & Credit section within the Accounts tab.

Important Information:

We may change APRs, fees and other account terms in the future based on your experience with Elan Financial Services and its affiliates, as provided under the Cardmember Agreement and applicable law.

1The Edward Jones Business Plus Card: 0% Introductory APR applies to balance transfers made within 60 days of account opening and is valid for the first 12 billing cycles. The introductory rate does not apply to purchases and cash advances. Thereafter, the APR may vary and as of 10/15/18, the undiscounted variable APR for Balance Transfers is 16.99% - 27.99% (based on your creditworthiness). The introductory rate will end early and increase to the APR for Balance Transfers or to a Penalty Rate APR if you make a late payment, make a payment that is returned, or your account exceeds its credit limit. As of 10/15/18, the variable APR for Purchases is 16.99% - 27.99% (based on your creditworthiness). The variable APR for Cash Advances is 27.99%. Cash Advance fee: 4% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 4% of each cash amount, $20 minimum. Balance Transfer fee: 0% introductory fee on each balance transferred within 60 days of account opening. After that, either 3% of the amount of each transfer or $5 minimum, whichever is greater. There is a $2 minimum interest charge where interest is due. The annual fee is $0 the first year and every year that you charge at least one purchase to the account, otherwise $25. Foreign Transaction fee: 1% of each foreign purchase transaction or foreign ATM advance transaction. We apply your payments to balances with lower APRs, including promotional APRs, before balances with higher APRs.

2Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, please refer to your Rewards Program Guide for additional information. Loyalty Points® based on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn Loyalty Points®, such as Balance Transfers, Cash Advances, and purchases of cash convertible items. No specified spend categories and no online enrollment required. You may not redeem Points, and you will immediately lose all your Points, if your Account is closed to future transactions (including, but not limited to, Program misuse, failure to pay, bankruptcy, or death). For full terms and conditions of the Edward Jones Mastercard program, please contact your Edward Jones branch. Offer valid for new accounts only.

3Free credit score access, Alerts and Score Simulator through TransUnion’s CreditView™ Dashboard are available to Elan Online Access customers only. Alerts require a TransUnion database match. It is possible that some enrolled members may not qualify for the Alert functionality. Free credit score access is not available in the Mobile App. The free VantageScore® credit score from TransUnion® is for educational purposes only and not used by Elan Financial Services to make credit decisions.

4Spend $1,000 in eligible net purchases within the first 90 days of account opening and 15,000 Loyalty Points® will be credited to your account 6–8 weeks after the 90-day period. The 15,000 Loyalty Points can be redeemed for a $150 Loyalty Invest cash deposit into the Edward Jones Investment account of your choice. Your account must remain open, have available credit and be current (no minimum payment past due) to qualify.

The creditor and issuer of the Edward Jones Mastercard is Elan Financial Services, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. © 2018 Elan Financial Services.