Edward Jones Credit cards

Use your Edward Jones credit card to earn and redeem Loyalty Points® for cash deposits into your Edward Jones account.

Edward Jones World Mastercard®

Save on balance transfers and earn rewards at a lower interest rate.

Special offer

Earn 10,000 Bonus Loyalty Points® after you spend $500 in eligible net purchases on your card within 90 days of opening your account!1,2 PLUS:

  • 0% Intro APRfor the first 12 billing cycles on balance transfers; after that a variable APR, currently 12.99%.3
  • 0% Introductory feefor balances transferred within the first 60 days of account opening; after that a balance transfer fee of 3% of each transferred amount ($5 minimum) will apply.3

Make the most of everyday purchases! Earn 1 Loyalty Point for every eligible $1 spent.PLUS 4x Bonus Loyalty Points® on prepaid hotels and car rentals booked directly in the Edward Jones Rewards Travel Center.4

That's on top of your regular earning!

Learn More

Edward Jones World Plus Mastercard®

Earn Loyalty Points®and rewards faster, plus enjoy $0 foreign transaction fees.6

Now earn up to 6x Loyalty Points® during each 12-month billing cycle, earn:

  • 1.5 Loyalty Points® on every $1 spent on eligible net purchases up to $20,0001
  • Loyalty Points® for every $1 spent on eligible net purchases over $20,0001

PLUS 4x Bonus Loyalty Points® on prepaid hotels and car rentals booked directly in the Edward Jones Rewards Travel Center.4

That's on top of your regular earning!

Learn More

Turn Loyalty Points® into rewards

Redeem points for cash deposits into your Edward Jones account withEdward Jones Loyalty Invest™. Or receive other valuable rewards5:

  • Travel
  • Unlimited cash back
  • Gift cards
  • Merchandise
  • Donations

Enjoy everyday protection and enhanced benefits

  • No annual fee3,6
  • New - No foreign transaction fees (World Plus card only)
  • Zero fraud liability7
  • Enhanced ID theft protection
  • Secure contactless payments
  • Free ShopRunner shipping

Travel securely and enjoy unique experiences

  • Golf privileges
  • Priceless®Cities offers and experiences
  • Global emergency services
  • Travel accident Insurance with trip cancellation8
  • And more!

Access and manage your account easily

  • Spend Analysis, a free online tool to help track personal spending
  • Free credit score9, powered by TransUnion®
  • Mobile purchasing power when you add your Edward Jones Mastercard to your mobile phone
  • Easy cash access worldwide

Personalized service and support from your financial advisor

Ask your Edward Jones financial advisor for more information on the Edward Jones Mastercard® to help you decide which card is right for you. Or apply now by logging in to Online Access and visiting the Loans & Credit section within the Accounts tab.

Learn more today!

Start making every purchase an investment toward your goals.

Important Information:

We may change APRs, fees and other account terms in the future based on your experience with Elan Financial Services and its affiliates, as provided under the Cardmember Agreement and applicable law.

Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, please refer to your Rewards Program Guide for additional information. Loyalty Points® based on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn Loyalty Points®, such as Balance Transfers, Cash Advances, and purchases of cash convertible items. No specified spend categories and no online enrollment required. You may not redeem Points, and you will immediately lose all your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). For full terms and conditions of the Edward Jones Mastercard program, please contact your Edward Jones branch.

Spend $500 in eligible net purchases within the first 90 days of account opening, and 10,000 Loyalty Points® will be credited to your account 6–8 weeks after the 90-day period. The 10,000 Loyalty Points® can be redeemed for a $100 Loyalty Invest™ cash deposit into the Edward Jones investment account of your choice. Your account must remain open, have available credit and be current (no minimum payment past due) to qualify. Offer valid for new accounts only.

The Edward Jones World Card: The 0% introductory APR applies to balance transfers made within 60 days of account opening and is valid for the first 12 billing cycles. The introductory rate does not apply to purchases and cash advances. Thereafter, the APR may vary and as of 5/10/21, the undiscounted variable APR for balance transfers is 12.99%. The variable APR for purchases is 12.99%. The variable APR for cash advances is 25.99%. Cash Advance fee: 4% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 4% of each cash amount, $20 minimum. There is a 0% introductory balance transfer fee on balances transferred within the first 60 days of account opening. After that, a balance transfer fee of 3% of each transfer amount ($5 minimum) will apply. There is a $2 minimum interest charge where interest is due. The annual fee is $0. Foreign Transaction fee: 1% of each foreign purchase transaction or foreign ATM advance transaction. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.

Edward Jones Mastercard members will earn four (4) additional Loyalty Points® for every $1 in eligible net purchases spent on prepaid car and hotel reservations made in the online Rewards Travel Center using the Edward Jones card. These are 4 bonus points over the base earn. Base points may vary by credit card product. Please allow 1–2 statement billing cycles for your bonus points to appear on your credit card statement. Refer to the Rewards Center for full details.

Loyalty Points® may be redeemed for airfare (subject to the maximum ticket prices and redemption schedule set forth in the Reward Program Rules), Edward Jones Loyalty Invest™, gift certificates, or cash back in the form of a statement credit. Please refer to your Rewards Program Rules for additional information.

The Edward Jones World Plus Card: The APR may vary and as of 5/10/21, the variable APR for Purchases and Balance Transfers is 14.99%–25.99% (based on your creditworthiness). The variable APR for Cash Advances is 25.99%. Cash Advance fee: 4% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 4% of each cash amount, $20 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due. The annual fee is $0. Foreign Transaction fee is $0.

Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. Visit mastercard.us/zeroliability for more information.

Worldwide Travel Accident Insurance: You and your eligible dependents are each covered for Accidental Death and Dismemberment Insurance, at no extra cost, whenever you have charged to your Edward Jones World or World Plus Mastercard the entire cost of your travel fares on a common carrier (train, plane, bus or ship). Restrictions and limitations apply. Upon approval, please refer to your Mastercard Guide to Benefits for details.

Free credit score access, Alerts and Score Simulator through TransUnion’s CreditView™ Dashboard are available to Elan Online Access customers only. Alerts require a TransUnion database match. It is possible that some enrolled members may not qualify for the Alert functionality. Free credit score access is not available in the Mobile App. The free VantageScore® credit score from TransUnion® is for educational purposes only and not used by Elan Financial Services to make credit decisions.

The creditor and issuer of the Edward Jones Mastercard is Elan Financial Services, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. © 2021 Elan Financial Services.