Banking and lending

A comprehensive view of your banking, borrowing and long-term investing can deliver clarity and convenience to your financial life.

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Simplify your spending, borrowing and investing

Bringing together short-term spending, saving and borrowing with your investments provides simplicity and greater clarity to your full financial picture. You'll be able to see how your cash, credit cards and everyday purchases relate to your longer-term goals like saving for retirement or buying a new home. 

Edward Jones® Everyday Solutions powered by U.S. Bank®

Checking

1.    Edward Jones® Everyday Solutions Checking and Visa® Debit powered by U.S. Bank®

Credit cards

1.    Edward Jones® Everyday Solutions Triple Rewards World Elite Mastercard® 
2.    Edward Jones® Everyday Solutions Flex Balance Mastercard® 
3.    Edward Jones® Everyday Solutions Business World Elite Mastercard®

Everyday Solutions Checking and Visa® Debit

Everyday Solutions Checking and Visa Debit lets you access your money safely and easily at thousands of U.S. Bank ATMs nationwide, plus: 

  • 24/7 account access in the app
  • Mobile deposit and online bill pay
  • Apply in under 5 minutes
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More from Edward Jones

Our flexible options meet a variety of personal and business financing needs, while allowing your investment portfolio to remain on track to help you reach your goals. Both types of loans provide convenient access to funds when and where you need them, with competitive rates and convenient repayment options.

Your full financial life. Viewed in one place.

We offer a variety of products to support not only your investing needs, but your daily banking as well through our partnership with U.S. Bank. By working with your Edward Jones financial advisor, you can enjoy the clarity and convenience of viewing everything in one place, while allowing us to know the whole you.

Important information:

INVESTMENT, INSURANCE AND ANNUITIES ARE: NOT FDIC INSURED, NOT A DEPOSIT, MAY LOSE VALUE.

Edward Jones is not a bank and FDIC insurance only covers the failure of an insured bank. FDIC insurance for deposits held in the Edward Jones Insured Bank Deposit Program ("Program") is provided by the FDIC-insured banks that participate in the Program, on a pass through basis which requires certain conditions to be met for coverage to apply. Click to see a list of the FDIC-insured banks participating in the Program.

Everyday Solutions Checking provided by U.S. Bank NA, Member FDIC. Edward Jones is not a bank and FDIC insurance only covers the failure of an insured bank.

Edward Jones® Everyday Solutions Visa® Debit powered by U.S. Bank is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. 

The creditor and issuer of the Edward Jones® Everyday Solutions credit cards is U.S. Bank National Association, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. 

The Personal Line of Credit (margin loan) is offered by Edward D. Jones & Co., L.P. ("Edward Jones") which is a SEC dually registered broker dealer and investment advisor, not a bank. The Reserve Line of Credit is offered by Edward Jones SBL, LLC, a non bank affiliate of Edward Jones. Borrowing against securities has its risks and is not appropriate for everyone. Before making the decision to take advantage of a borrowing solution, such as a Personal Line of Credit (margin loan) or Reserve Line of Credit, it is important that you understand the associated terms and conditions; the risks and costs associated with each borrowing solution; and how the performance of your accounts may be negatively affected. For further information, contact your Edward Jones financial advisor.