Retirement Plans for Your Employees
When you're an employer, you know people depend on your success for their livelihood, and count on you to help them save for retirement. With Edward Jones, you have options to help them.
401(k) plans for your employees
You can help your employees save for retirement while saving on taxes. And Edward Jones can help you determine if this is the right plan for your business.
Safe harbor 401(k)s
A safe harbor 401(k) is a specific type of 401(k) that allows the business owner and other highly-compensated employees to maximize their contributions regardless of how much other participants contribute. To qualify, the employer must provide a minimum employer contribution to participants.
SIMPLE IRAs
A SIMPLE IRA (Savings Incentive Match Plan for Employees) is a low-cost plan option for smaller employers that has relatively few administrative requirements.
403(b) plans
Similar to 401(k) plans, these are tax–advantaged retirement plans only available to employees of nonprofit organizations such as public schools, hospitals and charities.