Account features and terms of service

Below are links for information about business practices, terms of service and processes, including important disclosures and other information that may apply to your account.

Get the latest terms and conditions that apply to certain systematic transactions including: mutual funds, insurance, unit trust accounts, dollar cost averaging services and reinvestment/cross-reinvestment services.

Systematic Transactions Terms & Conditions (PDF)

The following document contains details on exemptions issued by the Department of Labor from certain restrictions of the Employee Retirement Income Security Act of 1974 and/or the Internal Revenue Code of 1986.

Department of Labor (DOL) Exemption for Uninvested IRA Cash Balances (PDF)

  • IRS Notice of Non-Bank Custodian Status

The IRS Notice of Non-Bank Custodian Status is available here for you to view or print:

IRS Notice of Non-Bank Custodian Status (PDF)