How we work together
No two investors are alike. That's why we offer a variety of account options that let you decide how you work with us. From hands-on accounts that put you in control, to choices with built-in guidance, the decision is yours.
Match with Financial Advisors
When it comes to investing, it's not a one-size-fits-all approach, but rather very personalized.
Everyone has unique financial needs and goals, so your approach to help you reach those goals should be unique too.
Choice plays a big role in your everyday life --- from deciding how you'll tackle your next project at home to figuring out how to plan for a more comfortable future in it.
At Edward Jones, it's no different – you have choices, including how you want to work with your financial advisor.
Here are some questions to ask yourself:
Do you like to take a hands-on approach to investing?
Or do you prefer to delegate some of the day-to-day decision-making to a team of professionals?
Do you like the concept of having guardrails to help ensure your investment selections stay aligned with your goals and our guidance?
What kinds of investments do you like to own?
And how disciplined are you about rebalancing when your investments drift out of alignment?
It's all about your choices. There are different account options available. The key is to find the approach that's right for you.
No matter which option you choose, you'll work with your financial advisor to create your investment strategy and stay on track over time.
Which approach is right for you?
It starts with you and the kind of future you see for yourself and those you care about. At Edward Jones, we're committed to helping you get there – whether you take a more active, hands-on approach, prefer to take a step back from day-to-day investing decisions or somewhere in-between.
Edward Jones Select Account
A hands-on approach with a wide range of investment choices including stocks, bonds, certificates of deposit (CDs), mutual funds, exchange-traded funds (ETFs) and annuities.
Edward Jones Guided Solutions® Flex Accounts
This account offers you a hands-on approach with guardrails, account alerts and a flexible choice of investment options including stocks, mutual funds and ETFs, as well as bonds and CDs.
Edward Jones Guided Solutions® Fund Accounts
This account offers you a hands-on approach with guardrails, built-in rebalancing and an extensive list of mutual funds and ETFs.
Edward Jones Advisory Solutions® UMA Models
If you like to leave day-to-day investing decisions to the professionals, and want to potentially benefit from tax efficiencies, Advisory Solutions Unified Managed Account (UMA) Models can manage your portfolio for you.
Edward Jones Advisory Solutions® Fund Models
Edward Jones Advisory Solutions® Fund Models is a service that lets you select a portfolio objective, then delegate the day-to-day investment decisions to a team of research analysts.
Important information:
Many of the investments available through Edward Jones are offered by prospectus. You should consider the investment objectives, risks and charges and expenses carefully before investing. The prospectus contains this and other important information. Your Edward Jones financial advisor can provide a prospectus, which you should read carefully before investing.
Edward Jones is a dually registered broker-dealer and investment adviser. Edward Jones Advisory Solutions® is a wrap fee program that provides investment advisory services for an asset-based fee. Depending on a client’s minimum investment, a client can select Fund Models, which invest in affiliated mutual funds (if available), unaffiliated mutual funds and exchange-traded funds (ETFs), or UMA Models, which also include separately managed allocations (SMAs). Please note that Benefit Plan accounts (as defined in the Client Agreement and Brochure) participating in Advisory Solutions Fund Models prior to June 1, 2018, do not pay the Portfolio Strategy Fee. Please review the applicable Edward Jones Advisory Solutions Brochure for more information.
Edward Jones Guided Solutions® is a client-directed advisory program designed to provide the client with ongoing investment advice, guidance and services for an asset-based fee. Depending on a client’s minimum investment, a client can select a Guided Solutions Fund Account, which permits investment in eligible mutual funds and exchange-traded funds (ETFs), or a Guided Solutions Flex Account, which also permits investment in eligible stocks and, for accounts of $50,000 or more, individual bonds and CDs. Within the Guided Solutions Fund Account, accounts can be established with an initial investment amount of less than $5,000 and are not subject to an account minimum. Until these accounts reach $5,000, they are limited in the number and type of investments that may be purchased or held. Please review the applicable Edward Jones Guided Solutions Brochure for more information.
The Edward Jones Select Account is a transactional (brokerage) account. You pay a commission when you buy and sell certain investments. Some investments, such as mutual funds, may also have internal expenses in addition to a sales charge. There is no minimum investment for a Select Account; however, some investments in Select Accounts require minimum purchase amounts. In an Edward Jones Select Account, you can build your portfolio with a range of investment choices that includes stocks, bonds, CDs, mutual funds, exchange-traded funds (ETFs) and annuities.
Certain brokerage accounts may not be part of the Select Account program. These accounts include some non-ERISA retirement plans, ERISA retirement plans, Flex Fund accounts and pooled employer retirement plans. Please contact your financial advisor for additional information. Purchases of annuities in a Select Account may require at least a $10,000 minimum.