Overlay and SMA Manager Forms CRS, brochures and brochure supplements
Edward Jones offers clients electronic access to brochures and brochure supplements for the Overlay Manager and Separately Managed Allocation Managers (collectively referred to as "SMA Managers") that provide discretionary portfolio management and/or trade execution for Edward Jones Advisory Solutions® Unified Managed Account Models ("UMA Models"). Your consent to electronic delivery applies to delivery of the brochures and brochure supplements on behalf of the Overlay Manager and certain SMA Managers.
Brochures for the Overlay Manager and all SMA Managers, discretionary or non-discretionary, can be found at www.adviserinfo.sec.gov. You may request a paper copy of any brochure or prospectus for mutual funds, exchange traded funds and money market funds (collectively referred to as "Program Funds" offered through Edward Jones Advisory Solutions®) by contacting your Edward Jones financial advisor. A paper copy will be delivered to you at no cost.
Below is an alphabetical listing of manager brochures and brochure supplements for the Overlay Manager and SMA Managers that provide discretionary portfolio management and/or trade execution through Edward Jones Advisory Solutions®. Click on the link of the desired Manager to review the Form CRS or brochure and brochure supplements.
For additional information about these SMA Managers, please contact your Edward Jones advisor.
Edward Jones is a dually registered broker-dealer and investment adviser. Edward Jones Advisory Solutions® is an asset allocation program that provides investment advisory services. Depending on a client’s minimum investment, a client can select Fund Models, which invest in affiliated mutual funds (if available), unaffiliated mutual funds and exchange-traded funds (ETFs), or UMA Models, which also include separately managed allocations (SMAs). Please review the applicable Edward Jones Advisory Solutions® Brochure for more information.
Many of the investments in Advisory Solutions are offered by prospectus. You should consider the investment objective, risks, and charges and expenses carefully before investing. The prospectus contains this and other information. Your Edward Jones financial advisor can provide a prospectus, which you should read carefully before investing.
There may be additional risks inherent in certain investments, including mutual funds, ETFs, international and equity investments. These risks may include currency, political, social and economic risks. Some mutual funds or ETFs categorized as niche assets may include real estate investment trusts (REITs), natural resources (such as gold or commodities), emerging markets and alternative investments registered under the Investment Company Act of 1940. Niche assets may be less liquid and contain a higher risk of loss of principal than other forms of equity investments. There is the potential for greater price swings associated with niche assets.
There may be risks involved with investing in equity and fixed-income investments. Equity investments generally involve greater risk than fixed-income investments and are subject to market fluctuation. There are greater-than-average risks involved with investing in small- and mid-capitalization and emerging growth companies. Small-company stocks can fluctuate in price more than larger company stocks and may have limited marketability. International stock contain additional risks that are not associated with U.S. domestic issues, such as changes in currency exchange rates and different governmental regulations, economic conditions, and accounting standards. Fixed-income investments, or bonds, are subject to interest rate risk, credit risk and market risk. High-yield bond funds invest in fixed-income securities that, at the time of purchase, are non-investment grade, involve greater price volatility and present greater risks than higher-rated fixed-income securities. Diversification does not ensure a profit or protect against loss. All investments involve risk, including loss of principal amount invested.
SMA Managers within the Advisory Solutions UMA Models may act as a non-discretionary sub-advisor to Edward Jones and the Overlay Manager. The SMA Manager's level of discretion is based on the investment strategy each SMA Manager is providing to the Overlay Manager. The non-discretionary SMA Managers will only provide a model portfolio consistent with a general investment objective and are not tailored to any individual client.
Edward Jones, its employees and financial advisors are not estate planners and cannot provide tax or legal advice. You should consult your estate-planning attorney or qualified tax advisor regarding your situation.