Current Rates - as of market close 9/13/2019

FDIC-Insured Certificates of Deposit

Certificates of Deposit

Displays the minimum deposit and Annual Percentage Yireld (%) for FDIC-Insured Certificates of Deposit for 3-month through 10-year certificates.
Minimum Deposit Annual Percentage Yield* (%)
3-month $1,000.00 1.90%
6-month $1,000.00 1.85%
9-month $1,000.00 1.80%
1-year $1,000.00 1.75%
18-month $1,000.00 1.75%
2-year $1,000.00 1.85%
30-month $1,000.00 1.85%
3-year $1,000.00 1.85%
4-year $1,000.00 1.85%
5-year $1,000.00 1.90%
7-year $1,000.00 N/A
10-year $1,000.00 N/A

Maturities and/or rates may not be available in all states.

*Annual Percentage Yield (APY), effective 9/13/2019 APY interest cannot remain on deposit; periodic payout of interest is required. Certificates of deposit (CDs) offered by Edward Jones are bank-issued and FDIC-insured up to $250,000 (principal and accrued interest accrued but not yet paid) per depositor, per depository institution, for each account ownership category. Please visit www.fdic.gov or contact your financial advisor for additional information. Subject to availability and price change. CD values are subject to interest rate risk such that when interest rates rise, the prices of CDs can decrease. If CDs are sold prior to maturity, the investor can lose principal value. FDIC insurance does not cover losses in market value. Early withdrawal may not be permitted. Yields quoted are net of all commissions. CDs require the distribution of interest and do not allow interest to compound. CDs offered through Edward Jones are issued by banks and thrifts nationwide. All CDs sold by Edward Jones are registered with the Depository Trust Corp. (DTC).

US Treasury Bills, Notes and Bonds

Displays current day's YTM (%) for US Treasury Bills, Notes and Bonds for 3 months through 30 years.
US Treasury Bills, Notes and Bonds YTM (%)
3 month 1.63%
6 month 1.62%
2 year 1.45%
5 year 1.52%
10 year 1.67%
30 year 2.27%

These are exempt from state income tax and backed as to the timely payment of principal and interest.

All rates expressed as yield to maturity as of 9/13/2019 unless otherwise indicated. Yield and market value will fluctuate if sold prior to maturity, and the amount received from the sale of these securities may be less than the amount originally invested.

For more information on these and other investments, please contact your local Edward Jones financial advisor today.

Government-sponsored Enterprise Notes

Displays current day's YTM (%) for Government-sponsored Enterprise Notes.
Government-sponsored Enterprise Notes YTM (%)
Fannie Mae, Freddie Mac and Tennessee Valley Authority 1.52% to 2.64%

These notes are not guaranteed by and are not debts or obligations of the United States or any federal agency or instrumentality other than the sponsoring enterprise. They are not FDIC-insured. They are backed by (and only by) the full faith and credit of the issuer.

For more information on these and other investments, please contact your local Edward Jones financial advisor today.

Corporate Bonds

Displays current day's YTM (%) for Corporate Bonds.
Corporate Bonds YTM (%)
Investment Grade 1.92% to 4.32%

Investment-grade bonds are those with a rating of AAA to BBB or Aaa to Baa2 by Moody's. If bonds are also insured as to the timely payment of principal and interest, no representation is made as to the insurer's ability to meet its commitments

For more information on these and other investments, please contact your local Edward Jones financial advisor today.

Personal Line of Credit

Displays the the current day's rates for Personal Line of Credit for the following amounts: less than $100,000; $100,000 to $249,999.99; $250,000 to $499,999.99; $500,000 to $999,999.99 and $1 million and over.
Personal Line of Credit (Effective August 1, 2019 )
Pricing Group Assets Under Care Rate (%)
less than $100,000 7.25%
$100,000 to $249,999.99 7.00%
$250,000 to $499,999.99 6.50%
$500,000 to $999,999.99 6.00%
$1,000,000 and over 4.75%

Rates effective as of 08/01/19 . The margin interest rate is variable and is established based on the higher of a base rate of 4.00% or the current prime rate.

Our Personal Line of Credit is a margin loan and is available only on certain types of accounts. Investing on margin or using a margin loan involves risk and is not appropriate for everyone. You can lose more funds than you deposit in the margin account. If the value of the securities in your margin account decline, you may be required to deposit cash or additional securities. In the event of a margin call, the firm can sell securities or other assets in your accounts and can do so without notice to you. You may not be entitled to choose which securities or other assets in your accounts are liquidated or sold to meet a margin call. The firm can increase its maintenance margin requirements at any time and/or not grant an extension of time on a margin call. Interest will begin to accrue from the date of the loan and be charged to the account.

For more information on these and other investments, please contact your local Edward Jones financial advisor today.

Tax-free Bonds

Displays current day's YTM (%) for Tax-free AAA, AA and A Bonds.
Tax-free Bonds YTM (%)
AAA 0.45% to 2.57%
AA N/A to N/A
A 1.11% to 2.95%

These are exempt from federal income tax; however, may be subject to state and local taxes and the alternative minimum tax (AMT).

For more information on these and other investments, please contact your local Edward Jones financial advisor today.

Consumer Price Index

Displays current day's rate (YOY) for Consumer Price Index.
Consumer Price Index (YOY)
1.70% (trailing 12 months )

Prime Rate

Displays current day's Prime Rate.
Prime Rate
5.25% (effective 8/1/2019 )

Insured Bank Deposit

Displays current day's interest rates for Insured Bank Deposit for Interest Rate Tiers 1 through 5 for the respective Pricing Group Ranges.
Effective Date of the INSD Rates 8/21/2019
Interest Rate Tier Pricing Group Range* Interest Rate
1 Less than $250,000 0.30%
2 $250,000–$499,999.99 0.50%
3 $500,000–$999,999.99 0.50%
4 $1,000,000–$2,499,999.99 1.40%
5 $2,500,000 and above 1.40%

Additional information concerning how interest rates are determined and other important disclosures are included in the Program Disclosure, available from your financial advisor or at www.edwardjones.com/bankdeposit. For more information on FDIC insurance, visit www.fdic.gov.

Interest on Uninvested Cash Balances

Displays current day's YTM (%) for Retirement and Non-Retirement Uninvested Cash Balances.
Interest on Uninvested Cash Balances YTM (%)
Retirement 0.65%
Non-Retirement 0.65%

"Cash Interest is held in the account as a “free credit balance”, which is a liability of Edward Jones and payable on demand to the client. Free credit balances are presumed to be awaiting investment and should not be held solely for the purpose of earning interest. Free credit balances are used by Edward Jones in the ordinary course of its business subject to the requirements of Rule 15c3-3 under the Securities Exchange Act of 1934. The use of clients’ free credit balances generates revenue for Edward Jones, in the form of interest and income, which Edward Jones retains as additional compensation. For more information on how Edward Jones is compensated, please see Understanding How We Are Compensated for Financial Services, which is available from your financial advisor or at edwardjones.com/disclosures/account-fees. Cash Interest is paid monthly based on the account’s average daily cash balance. Rates for Cash Interest are determined by Edward Jones and are influenced by many factors including Federal Reserve Board policy as well as other market conditions."

For more information on these and other investments, please contact your local Edward Jones financial advisor today.

Edward Jones Money Market Fund

Displays the 7-day Current Yield (%) and Average Maturity for Investment Shares and Retirement Shares for Edward Jones Money Market Fund.
Money Market Fund 7-day Current Yield (%) Average Maturity
Taxable Money Market Fund
Investment Shares 1.50% 37.57
Retirement Shares 1.48% 37.57

Important information about money market funds.

Rates effective 9/12/2019 .

You should carefully consider the investment objectives, risks, and charges and expensed before investing. The prospectus and summary prospectus, containing this and other information, are available from your financial advisor. You should read the prospectus and summary prospectus carefully before investing.

You could lose money by investing in the Fund. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Fund's sponsor has no legal obligation to provide financial support to the Fund and you should not expect that the sponsor will provide financial support to the Fund at any time.

Yields represent past performance. Past performance is not a guarantee of future results. Current performance may be lower or higher than the performance quoted. Yields will fluctuate as market conditions change.

The seven-day net annualized yield is based on the average net income per share for the seven days ended on the date of calculation and offering price on that date.

As of February 9, 2019, the Edward Jones Money Market Fund (Fund) is no longer available for new brokerage accounts or existing brokerage accounts that did not have the Fund selected as the sweeper option. The Fund is still available for new and existing pooled plans, vendor-held retirement plans, Advisory Solutions accounts and Guided Solutions accounts.

For more information on these and other investments, please contact your local Edward Jones financial advisor today.

Important Information:

Rates and yields shown are subject to availability and change without notice. Rates are provided for informational purposes only and should not be deemed a solicitation for any specific investment.

Unless otherwise specified, rates are expressed as yield to maturity (YTM). Yield and market value will fluctuate if sold prior to maturity, and the amount received from the sale of these securities may be less than the amount originally invested.

This information is presented to better enable you to recognize the underlying differences between investments featured and the resulting relationships of the rates presented.

There is a risk/reward relationship to every investment. Put simply, this means the higher the rate, the greater the relative risk.

Diversification should be a major consideration when selecting investments. The rates and yields presented are those available on the date and time displayed, and are subject to availability and change without notice.

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