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You work to make a difference in the lives of others – and that requires personal attention. At Edward Jones, we also value one-on-one interaction and work hard to provide the personal support you need to save and plan for retirement. A 403(b) plan may be a foundation in this important goal for you and your employees.
403(b) plans are retirement savings plans that are similar to 401(k) plans and have many of the same benefits. The main difference is that 403(b) plans can only be offered by organizations exempt from federal income tax such as:
Employees who participate in a 403(b) can defer part of their salary. Deferrals are subject to FICA and FUTA but not federal income tax; contributions have the potential to grow tax deferred. In addition, Roth contributions are after-tax but may be distributed tax free.
This information is for educational purposes only. Edward Jones, its employees and financial advisors cannot provide tax or legal advice.