Debit cards

Get 24/7 access to your funds to make everyday spending simple, safe and easy to track

Debit cards let you make purchases using money in your Edward Jones Money Market Fund or Insured Bank Deposit account. They operate like cash or a personal check and are a convenient and safe way to pay without having to carry cash. While a credit card is a "pay later" choice because you borrow the money until your bill is due, using a debit card is a "pay now" solution because it automatically uses the available balance in your Edward Jones account.


  • Charges and withdrawals are debited from your Edward Jones account immediately.
  • Transactions appear on your Edward Jones statements and on Edward Jones Online Account Access (available for electronic delivery and Edward Jones Online Account Access).
  • Card can be used online and at merchants honoring Visa® all over the world.

ATM access

Surcharge fees charged by ATM owners for debit card withdrawals are passed on to the cardholder.


  • Free personal debit card
  • $35 annual fee for business accounts
  • No fee for replacement of lost or stolen cards

Unauthorized charges

  • Zero fraud liability on unauthorized charges.*
  • Cardholders are required to inform the bank within 48 hours of the time they realize the card is lost or stolen. The toll-free number to report a debit card lost or stolen is (888) 289-6635.

How we can help

For current rates and fees, and any other questions you may have about debit card use or the Edward Jones Visa® debit card, please contact your local Edward Jones financial advisor.

Important Information:

*If you report debit card fraud within 60 days and it's determined the charges weren't truly yours, you will not be liable.

Edward Jones is not a bank or FDIC-insured institution and deposit insurance only covers the failure of an insured bank not a bank or FDIC-insured institution. Edward Jones has arranged with BNY Mellon Investment Servicing Trust Company for PNC Bank, N.A., to issue Visa® cards to Edward Jones clients. When you use your cards, you will be accessing the available balance in your Edward Jones account. Application approval is contingent on a review of your check-writing history and/or credit information. ATM withdrawals using the Edward Jones debit card are subject to surcharge fees charged by ATM owners outside the PNC Bank network. Certain accounts may qualify for rebates of ATM surcharge fees.

You could lose money by investing in the Fund. Although the Fund seeks to preserve the value of your investment at $1 per share, it cannot guarantee it will do so. An investment in the Fund is not insured or guaranteed by the FDIC or any other government agency, is not a deposit, and may lose value. The Fund's sponsor has no legal obligation to provide financial support to the Fund, and you should not expect that the sponsor will provide financial support to the Fund at any time.

You should consider the investment objective, risks, and charges and expenses carefully before investing. The prospectus contains this and other information. Your Edward Jones financial advisor can provide a prospectus, which should be read carefully before investing, or visit

Edward Jones is not a bank or an FDIC-insured institution and deposit insurance only covers the failure of insured banks. FDIC insurance for deposits held in the Insured Bank Deposit program is provided by the FDIC-insured banks that participate in the Program, on a "pass-through" basis which requires certain conditions to be met for coverage to apply. For a current list of the network of FDIC-insured banks participating in the Program, see Insured Bank Deposit. More information about the Insured Bank Deposit program, including the program disclosure, is available from your financial advisor. For more information about FDIC insurance, go to the FDIC's website.