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If you’re age 70½ or older, you’ve probably heard of the required minimum distribution (RMD) for retirement accounts. As a rule, you’re generally required to withdraw a certain amount from your retirement account beginning the year you turn age 70½ and every year thereafter.
If you’d like more information on the requirements or help in calculating your RMD, be sure to get in touch with your financial advisor before year-end. But when it comes to the withdrawal itself, you can:
Before you decide what to do with your RMD funds, talk with your financial advisor. He or she knows your entire financial picture and can help you determine which option is right for you.
Let us help you make sure your finances keep up with all you've planned during retirement.Read more
How much you withdraw helps to determine how long your retirement income may last. But how much you rely on your portfolio for that income can determine your potential sensitivity to market fluctuations.Read more