Important information:

Investors should understand the risks involved in owning investments, including interest rate risk, credit risk and market risk. The value of investments fluctuates, and investors can lose some or all of their principal.

Portfolios that focus on a particular sector may react with more volatility to changes in market conditions than a more diversified portfolio.

This content is provided for educational purposes only and should not be interpreted as specific investment advice. Investors should make investment decisions based on their unique investment objectives and financial situation.