Explore your retirement account options
Understanding the types of retirement accounts available to you is a foundational step toward building a retirement strategy that fits your life. Whether you’re looking to roll over a 401(k), open a Roth or traditional IRA, or take advantage of a tax-advantaged employer plan, we’re right here to help you make confident choices that align with what matters most.
401(k) rollover options
Rolling over a 401(k) into a new or existing traditional or Roth IRA is just one option to consider when changing jobs or approaching retirement. Options include roll it, leave it, move it, or take it.
Roth IRAs
With a Roth IRA, your contribution has already been taxed, so when you retire and start
withdrawing, the money and any potential growth in the account may be completely tax-
free retirement income.
Traditional IRAs
With a traditional IRA, you can reduce your taxable income today and grow your retirement
savings tax-deferred until you’re ready to withdraw.
403(b) plans
Similar to 401(k) plans, 403(b) retirement savings plans are tax-advantaged accounts available
to employees of nonprofit organizations such as public schools, hospitals and charities. They
offer tax-deferred growth and can be a strong foundation for your long-term retirement
planning.
457 plans
457 plans are tax-advantaged retirement savings plans offered by state and local public
employers and certain tax-exempt employers. 457 plans allow for tax-deferred contributions that can grow toward your future goals.