A few years ago my mom gave me a box of things she had kept from my childhood: art projects, pictures, etc. She proudly pointed out one item at the top of the heap: a list of dreams of 10-year-old Tove: "When I grow up, I want to be a writer, or a banker, or a teacher." Mom and I both laughed at how that little girl with big ambitions ended up as a financial advisor doing many of the things she only dreamed at the time.

In 2010, I took a big leap from the world of writing and designing to the world of finance. I missed working with people, was interested in finance and wanted to make a positive impact in the lives of others.

Starting my career with Edward Jones, I moved, with my husband, Adam, to Pierre, SD, a thriving town in the middle of wheat and sunflower fields in the heart of the state. Four years later, I was lucky to have the opportunity to relocate my business to the Elk River/Otsego area, a community that has come to feel like home. While I miss the folks from South Dakota, I love being a Minnesotan.

As my business has grown, I've been fortunate to work with families and business owners, particularly those who are near retirement. My clients value advice in making the change from growing their nest egg to creating income that will last a lifetime. My focus includes advice on how to draw Social Security, how to minimize taxes and how to help ensure an efficient transfer of wealth to the next generation.

I emphasize making the complex simple so clients feel confident in their strategy: I partner with them to define their goals, gather information and design their personalized strategy. By communicating regularly, that partnership helps keep clients on track toward their goals, even during uncertain markets.

I enjoy working with people who are serious about their finances and who appreciate steady, proactive guidance. My philosophy is to be diligent and pragmatic, and to follow a well thought out long-term strategy to reach your goals.