As a financial advisor, I get the opportunity to change the lives of the people I meet. My passion for work derives from being raised by a single mother that taught me the value of a dollar – whether that means earning it, spending it or saving it. Seeing the challenges my mother experienced as a young widow, a mother and as an entrepreneur sheds light on why I am passionate to advocate for women in particular to be more involved in their finances.
Being client-centric has always been a top priority throughout my professional career. Prior to becoming a financial advisor, I had 20 years’ experience in the credit union industry, where building relationships and finding solutions to help individuals and business owners achieve their financial goals is what brought me the most satisfaction.
Today, I am intentional in helping women build, protect, organize and transfer their wealth. I do so by asking the difficult questions, providing education and financial guidance in a welcoming environment. I am seeking those who value professional advice and a trusting, lifelong partnership.
I am an active advocate for our Gaylord Area Chamber of Commerce. Currently, I serve as a board member of the chamber, a chamber ambassador and a 2021 Leadership Otsego County graduate. I am an ambassador for 100 Women Who Care and had the opportunity to be a server for the 2021 United Way Power of the Purse.
Helping our Northern Michigan community grow and prosper is important to me. As a financial advisor, I am able to contribute to our community’s financial health, one client at a time.
To relax, I enjoy traveling, reading, exploring our growing wine region, yoga, music and spending time with family and friends, including my black lab, Lennon.
Focus areas
- Estate & Legacy Strategies
- Retirement Savings Strategies
- Retirement Income Strategies
- Wealth Strategies
- New Investors
- Insurance & Annuities
My Personal Interests
- Golfing
- Pets
- Photography
- Spending Time with Family
- Wine Collecting/Enthusiast
Office Information
Phone Number
Toni Straughen at (989) 448-4731Branch Team
Office Hours
Weekday | Availability |
---|---|
Mon | 08:00AM - 04:00PM |
Tue | 08:00AM - 04:00PM |
Wed | 08:00AM - 04:00PM |
Thu | 08:00AM - 04:00PM |
Fri | 08:00AM - 03:00PM |
Sat | Closed |
Sun | Closed |
Connect on Social
Branch Team
More to explore

Find your financial starting point
Planning your financial future? Our Starting Point tool can help you take the first steps.
Learn More
What are your priorities?
Need help determining what your financial priorities are? The "My Priorities" quiz can help. It's an important step in building a comprehensive financial strategy.
Take the My Priorities quiz
Weekly market wrap
A summary of last week's market highlights and economic news.
Learn More