I was born and raised in New England and attained my bachelor's degree in finance at the University of Mississippi. I met my beloved spouse in Houston, TX where our two children, Ryan and Kelsey, were born, before settling in Southside (Gadsden), AL in 1996.

I am a devoted family man, having been married for 34 years. I enjoy spending quality time with my family, including our four grandchildren. My interests include healthy activities such as walking, hiking, bicycling, swimming and racquetball as well as working around the house i.e., gardening/landscaping. I enjoy all types of music from classical to jazz to classical rock. My wife and I enjoy traveling the United States and abroad. I enjoy all sports, primarily baseball, football and hockey.

My desire has always been to become the premier financial advisor regarding distributions within our local community. I enjoy providing income to retirees to supplement their other sources of income. I feel I best serve those clients interested in attaining their specific life goals i.e., those clients who live life not only to the fullest but for their loved one's future.

I strive to provide an ideal client experience by focusing on what's important to them.