My wife, Nadean, and I have lived in Hopkins Co. and have been a part of Western Kentucky since 1975. We've raised three daughters here and now have six grandchildren. In 1963 my grandfather asked me, "Son, what are you doing with the money you are earning on the farm and at our retail store?" I was 10 years old and I told him I was putting it in a savings account. He then asked me how much I was earning on my money. I had no idea and after some discussion he said, "You need to learn how to invest in great American companies!" After explaining a little about capital markets, he challenged me to study the financial system with him every Saturday morning. We did so for several years.

I graduated from the University of Kentucky with a Bachelors of Science degree in business administration in 1975. I earned the CFP® designation from the Certified Financial Planner Board of Standards Inc. in 2006.

Having been a business owner and financial officer of a retail company for 25 years, I learned to recognize the strength and value of companies with the right leadership and focus.

I have served on the boards and as chairman of non-profit and community service organizations over the past 35 years, including The Salvation Army, The Madisonville-Hopkins County Chamber of Commerce, Crime Stoppers of Hopkins County, The United Way of Hopkins County and several others.

I am inspired everyday to help others reach their personal and financial goals. Making a positive difference in other individuals' lives is the most amazing part of the work that I do. I work with many individuals and families who are serious about planning for retirement, education for children and grandchildren and the unexpected events in life.

I have a wonderful duo of branch office administrators who help us deliver an ideal client experience. Beverly Lander and Judy White both work very hard to deliver the "Top Shelf" service our clients deserve.