I have a love for people and assisting them with their dreams every day. I was blessed to be raised by people who taught me to live a values-first life focused on faith, respect and perseverance. I am fortunate to be joined by two wonderful branch office administrators, Kari Merrick Payne and Joy York. Together, we focus on a people-first approach, keeping us centered on those we serve.
Let’s talk about you; selecting a financial advisor is intensely personal and perhaps a bit terrifying. Our process begins with listening, allowing us to shift our perspective from us to you. We want to hear about your family, dreams, goals, values and ambitions. We want to understand you and your expectations.
First meetings are relaxed, low key and just a visit. Conversations are about you and what’s most important to you. First meetings result in some or all of these:
*Starting ongoing advice and guidance
*Engaging additional professionals
We do not believe in a one-and-done approach. You can expect proactive, ongoing advice and guidance from me. Meetings and phone calls should quickly feel like getting together with friends.
Kari is trustworthy and kind. She has a way of connecting with others in the most authentic way. Joy is full of warmth and wisdom. She brings perspective to all that we do and always wants everyone to feel at home. Jointly, Kari and Joy assist clients personally and demonstrate our purpose of showing love to everyone we encounter. They live out our values every single day.
Joy loves spending time with her grandkids and working on her ranch. Kari enjoys doing family events outside while working with their horses.
My wife, Christy, and I have three boys. We love trips to the farm and tinkering with our old pickup truck our boys named "Cecil". I also enjoy serving on the board at Mid-America Christian University and futile attempts at golf.
We look forward to serving you!
Justin, Kari and Joy
- Charitable Giving
- Estate & Legacy Strategies
- Wealth Strategies
- Entrepreneurs & Business Owners
- Socially Conscious Investing
- Retirement Income Strategies
My Personal Interests
- Spending Time with Family
- Vintage Cars
- History and Museums
- Movies & Entertainment
Office Address801 N Main St
Elk City, OK 73644 opens in a new window
Phone NumberJustin R Koch at (580) 225-6545
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