Hi Friends:

We have a love for people and assisting them with their dreams every day. I was blessed to be raised by people who taught me to live a values-first life focused on faith, respect and perseverance. I am fortunate to be joined by two wonderful branch office administrators, Kari Merrick Payne and Joy York. Together, we focus on a people-first approach, keeping us centered on those we serve.

Let’s talk about you; selecting a financial advisor is inherently personal and perhaps a bit scary. Our process begins with listening, allowing us to shift our perspective from us to you. We want to hear about your family, dreams, goals, values and ambitions. We want to understand you and your expectations.

New folks should expect first meetings to be relaxed, low key, and just a visit. Conversations are about you and what’s most important to you. First meetings generally result in some or all of these:
*Action Steps (1, 2, 3...)
*Perhaps a second meeting to learn more
*Looking over some pictures of your plan and where you're headed
*Specific recommendations to help you get where you're going
*Beginning a relationship with the focus on continual advice and guidance
*Engaging additional professionals

We do not believe in a one-and-done approach. You can expect proactive, ongoing advice and guidance from me. Meetings and phone calls should quickly feel like getting together with friends.

Joy is generally the first person people see or visit with. She deeply cares about making everyone feel at peace and at home in our office. She is full of warmth and wisdom and she sheds that perspective on all that we do.

Kari has a way of connecting with others in the most authentic way. She owns making plans come to life. She makes sure what we say and what happens match. Kari is a great listener and she rarely makes assumptions. She wants to understand exactly what is expected.

My wife, Christy, and I have three boys. We love trips to the farm and tinkering with our old pickup truck our boys named "Cecil". I also enjoy serving on the board at Mid-America Christian University and futile attempts at golf.

Kari, Joy and I strive to demonstrate our purpose of showing love to everyone we encounter. Thank you for stopping by; We look forward to serving you!

Our Best,

Justin, Kari and Joy

Focus areas

  • Charitable Giving
  • Estate & Legacy Strategies
  • Wealth Strategies
  • Entrepreneurs & Business Owners
  • Socially Conscious Investing
  • Retirement Income Strategies

My Personal Interests

  • Spending Time with Family
  • Vintage Cars
  • Music
  • History and Museums
  • Movies & Entertainment

Office Information

Office Hours

Office Hours
Mon 08:30AM - 05:00PM
Tue 08:30AM - 05:00PM
Wed 08:30AM - 05:00PM
Thu 08:30AM - 05:00PM
Fri 08:30AM - 03:00PM
Sat By Appointment Only
Sun Closed

Additional Hours

  • Evenings
  • Web Conferencing

Branch Team

Email Me

More to explore

Find your financial starting point

Planning your financial future? Our Starting Point tool can help you take the first steps.

Learn More

What are your priorities?

Need help determining what your financial priorities are? The "My Priorities" quiz can help. It's an important step in building a comprehensive financial strategy.

Take the My Priorities quiz

Weekly market wrap

A summary of last week's market highlights and economic news.

Learn More