Continuing to serve you in a thoughtful way.

Throughout the challenges of recent months, we’ve continued to safely serve investors’ needs. As we gradually reopen our offices to in-person appointments, our approach will be thoughtful and individualized to each location. Learn More

Hurricane Sally

If your Edward Jones branch is temporarily closed due to Hurricane Sally and you need assistance, please call Client Relations at 1-800-511-5768 (Monday - Friday, 7 a.m. - 7 p.m. CT).

How Do I Prepare for the "What Ifs"?

It's been said that "The only constant in life is change." But don't let unexpected events stop you from achieving your financial goals, like retirement. Your financial advisor will work with you to "stress test" your strategy and build in ways to help ensure your strategy stays on track.

Preparing for emergencies

It's always good to have a cushion. And an emergency fund can provide just that. If something unexpected happens —like a large home repair or having to cover expenses in the event you lose your job. Your emergency fund may include savings and checking accounts, money market funds or certificates of deposit (CDs).

If you're still working, we think it's a good idea to have three to six months’ worth of living expenses as emergency cash. You should also consider maintaining access to a line of credit (like personal line of credit or home equity), which can supplement emergency cash if you need it.

The role of insurance

Providing for your family's future is all about developing a proactive strategy to help ensure they have the financial resources they need if something were to happen to you. Insurance is designed to help address these risks by protecting what is too expensive to replace, like your ability to earn an income. Life and disability insurance are options to consider to help protect against some of life's "what ifs."

How much insurance you may need depends on your specific situation, so talk with your Edward Jones financial advisor about what makes sense for you and your family.

Your reactions to market volatility

The stock market will have its ups and downs. But how you react to these swings usually has more of an impact on reaching your financial goals than the decline itself. Putting a strategy in place with your Edward Jones financial advisor can help you stay on track, no matter what the market does in the short term.

Learn more about ways you can take the emotions out of investing to make better investment choices.

How we can help

Using these common risks as a starting point, your Edward Jones financial advisor will work with you to put a proactive strategy in place to prepare for unexpected events.

Important Information:

Edward Jones is a licensed insurance producer in all states and Washington, D.C., through Edward D. Jones & Co., L.P. and in California, New Mexico, and Massachusetts through Edward Jones Insurance Agency of California, L.L.C.; Edward Jones Insurance Agency of New Mexico, L.L.C.; and Edward Jones Insurance Agency of Massachusetts, L.L.C.

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    Don't let unexpected events derail your strategy

    We can help you prepare for life's unexpected curveballs.

    Learn more