Checklist: Relocating

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Whether you're moving across town or across the country, relocating is a big event. At times it could seem overwhelming, but we can help you stay on top of all the details to consider. Use this checklist as a tool to get started.

Take the First Steps

  • Visit www.relocationessentials.com to learn about housing, cost of living, schools, employment opportunities and more
  • Determine whether it makes more sense to rent or buy in your new location.
  • Get estimates from moving companies to help you decide whether to hire professionals.
  • Learn how to safely move your pets.
  • Store important documents (for example, your will, marriage or divorce papers, mortgage, financial documents, birth certificates) and carry them with you to your new home.
  • Contact your utility companies to give them a disconnect date.
  • At least two weeks before you move in, arrange for new utilities to be connected.
  • Get copies of transcripts or arrange for a transfer of children's school records.
  • Visit USPS.com or your local post office to change your address. Also change your address on credit accounts, subscriptions and IRS records.
  • Locate a new physician, dentist and other health care professionals, and set up consultations. Find the location of the nearest hospital and urgent care center.
  • If moving to a new state, get a new driver's license and change your vehicle registrations.

Make Financial Moves

  • Transfer your bank accounts and rent a safe-deposit box at a new bank, if necessary.
  • After your new accounts are open, close your previous bank accounts and transfer the contents of your safe-deposit box.
  • Create or update a monthly budget.
  • If changing jobs, talk with the benefits department about your employer-sponsored retirement plan before you move.
  • Review your life insurance policy with your Edward Jones financial advisor to make sure it still covers what you need it to. Changes in jobs or housing could create a need for additional insurance.
  • If you're moving to a new state, review your tax-free investment options because these can vary by state.
  • Talk to your financial advisor about continuing your relationship from your new location. Any life change – like relocation – is a good time to review your portfolio and financial goals.

Prepare For the Unexpected

  • If you're changing jobs, consider your individual or new employer-sponsored insurance options. This may include life, health and disability insurance.
  • Discuss with your insurance provider coverage for your cars, items in storage and your residence to make sure you're covered during your move.

Consider Tax Implications

If you're moving to a different state, discuss the following with your tax professional, if appropriate:

  • Moving and job search expenses
  • Capital gains on a home sale
  • Your tax bracket based on your income from your new job
  • Any differences in tax laws by state

How We Can Help

No matter where you relocate, Edward Jones is here to help. Contact your financial advisor today for additional insights and helpful tools to make sure you remain on track toward your financial goals.

Important Information:

Edward Jones, its employees and financial advisors cannot provide tax or legal advice. You should consult your attorney or qualified tax advisor regarding your situation.

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