October is National Cyber Security Awareness Month, and you can mark the occasion by taking this cyber awareness quiz. Which of the following scenarios could indicate fraud?
- A caller from a well-known company says your personal computer is infected with viruses – but he can fix it if you give him access to your system.
Yes – Businesses have no way of knowing from a remote location whether your computer is malfunctioning.
- You meet someone online who proclaims his or her love for you – but then asks you for money.
Maybe – People can claim to be anyone they want to be online. If someone needs your money, then the chances increase the person isn’t telling the truth.
- You stop by your favorite coffee shop to do a little online shopping.
Maybe – Wi-Fi hot spots can be convenient, but if you’re on an unsecured network, other users can see what you see – and what you send.
- You receive an email stating that you’ve won a lottery – but you must pay various fees first.
Yes – If you didn’t buy a ticket, it would be virtually impossible to win. And no legitimate lottery would ask for money before distributing your winnings.
- An acquaintance sends you an email with an attachment.
Maybe – Does the email seem out of character for this person? If you’re suspicious, delete the email and contact your friend by another method.
- Your favorite retailer emails you a birthday coupon.
No – But beware of unsolicited offers from companies with which you’ve done little or no business.
- You notice that the credit card reader on your gas pump looks odd.
Yes – Someone may have attached a “skimmer” to the reader in order to steal credit card information.
- You’re the winning bidder in an online auction, but then the seller asks you to wire payment to another country.
Yes – There are two red flags here: the request to wire funds and the switch in countries.
Reporting Cyber Theft
Please visit www.ic3.gov to file a complaint with the FBI’s Internet Crime Complaint Center. If you have a concern about potential identity theft related to your Edward Jones accounts, please contact your financial advisor.