Edward Jones Income Manager® Account

Whether you're nearing retirement or already living it, you’ll need income to cover everyday expenses as well as unexpected costs. If you have multiple income sources – such as paychecks, annuities, retirement accounts or Social Security – it can be difficult and time-consuming to keep track of it all.

Simplify, track & access

The Edward Jones Income Manager® account can help you:

  • Simplify – by making it easier to collect income from multiple sources. 
  • Track – by estimating your income and spending for the next 12 months. This will help you identify and address potential shortfalls before they happen.
  • Access – by providing access to your money through checks, debit card, online bill pay and other convenient options.

edward-jones-income-manager

Our Income Manager also helps keep your everyday spending money organized and separate from your long-term investments. The Income Manager account only holds cash – not investments like stocks, bonds or mutual funds. So you can use the money within Income Manager toward everyday expenses while your long-term investments continue to work for you.

Features

  • Personalized cash-flow analysis reports
  • Earned interest or dividends on account balances through Insured Bank Deposit or the Edward Jones Money Market Fund1
  • FDIC coverage up to $1.5 million ($3 million on joint accounts)1
  • Check writing – 120 checks per year; $0.25 per check thereafter
  • Visa® debit card with zero fraud liability
  • Unlimited online bill payment – $4.95 per month2
  • Overdraft coverage available3
  • Online access to transfer funds, view and download account activity, and access personalized cash-flow analysis reports
  • Easy-to-reconcile statements featuring a running balance
  • Initial deposit of $2,500

Available benefits

If your Household Assets Under Care with Edward Jones are at least $250,000 and you have an Income Manager account, you may qualify for fee waivers on the following services within your Income Manager account:

  • Unlimited check writing
  • Unlimited online bill payment
  • Up to five ATM surcharge rebates per month at no charge

Talk to your financial advisor for details.

How we can help

See Edward Jones Income Manager® Terms and Conditions for more information, or call your local financial advisor.

Important Information:

1FDIC coverage is available through the Insured Bank Deposit program. Up to $3 million of coverage is available for joint accounts of two or more people. For more information, including the program disclosure document, go to www.edwardjones.com/bankdeposit. For more information on FDIC insurance, go to www.fdic.gov.

2Online bill payment service is $4.95 per billing cycle. If the eligible assets in your Pricing Group with Edward Jones are $250,000 or greater, you may qualify for a waiver of this fee. See the definition of Pricing Group or ask your financial advisor for more details. Online bill pay fees are waived for Texas residents.

3Overdraft coverage requires that an eligible Edward Jones brokerage account with an available Personal Line of Credit or an Edward Jones Flex Funds® account with an available balance be linked to your Edward Jones Income Manager® account. The Personal Line of Credit for overdraft coverage is a margin account. Borrowing against securities has its risks and is not appropriate for everyone.

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