Debit cards allow you to make purchases using money in your Edward Jones money market or Insured Bank Deposit account. They operate like cash or a personal check and are a convenient and safe way to pay without having to carry cash. While a credit card is a "pay later" choice because you borrow the money until your bill is due, using a debit card is a "pay now" solution because it automatically uses the available balance in your Edward Jones account.
*If you report debit card fraud within 60 days and it's determined the charges weren't truly yours, you will not be liable.
Edward Jones has arranged with BNY Mellon Investment Servicing Trust Company for PNC Bank, N.A., to issue Visa® cards to Edward Jones clients. When you use your cards, you will be accessing the available balance in your Edward Jones account. Application approval is contingent on a review of your check-writing history and/or credit information. ATM withdrawals using the Edward Jones debit card are subject to a fee of $1 per ATM withdrawal plus surcharge fees charged by ATM owners outside the PNC Bank network. Certain accounts may qualify for a waiver of the $1 fee as well as rebates of ATM surcharge fees.
An investment in the money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency. Although the fund is managed to maintain a stable net asset value of $1 per share, the value of the fund may fluctuate, and you could lose money.
You should consider the investment objective, risks, and charges and expenses carefully before investing. The prospectus contains this and other information and should be read carefully before investing. Your Edward Jones financial advisor can provide a prospectus, or visit www.edwardjones.com/moneymarket.
Deposits are FDIC-insured up to $1 million or $2 million for joint accounts of two or more people. More information about the Insured Bank Deposit program, including the program disclosure, is available from your financial advisor or at www.edwardjones.com/bankdeposit. For more information about FDIC insurance, go to www.fdic.gov.