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Exclusive for Edward Jones Clients

Exclusive for Edward Jones Clients

Edward Jones MasterCard®

Apply now

Exclusively for Edward Jones Clients

Exclusively for Edward Jones Clients

Edward Jones MasterCard®

Apply Now

Use it today. Invest in your tomorrow.

With the Edward Jones MasterCard® and its Loyalty Invest™ reward option, you can earn and redeem Loyalty Points® for cash deposits into your Edward Jones account.

Card benefits include:

  • No Annual Fee1
  • Loyalty Rewards®: Earn Loyalty Points® on everyday spend and redeem them for cash back (statement credit), travel, gift cards, charitable donations or Edward Jones Loyalty Invest™ deposits3
  • Online Interactive Reporting: A tool to help track and manage personal spending
  • Convenient MasterCard Benefits:5 24-hour Concierge service, Fraud Protection, Travel Accident Insurance, Easy Cash Access, and more

You’ll also have the support and personalized service of your Edward Jones financial advisor – someone who understands your day-to-day spending needs and long-term financial goals.

SPECIAL OFFER

$100 Loyalty Invest™ Deposit after you spend $500 on your card within 90 days of opening your account!4

0% Introductory APR1

On balance transfers for the first 12 billing cycles, and a 0% introductory fee1 for balances transferred within 60 days of opening your account. After that a variable APR, currently 13.24%,1 and balance transfer fees of 3% of each transfer amount ($5 minimum) apply.1

Offer expires 5/15/17 and is available on the Edward Jones World Card only.

Make every purchase an investment in the future

Ask your financial advisor for more information on the Edward Jones MasterCard® to help you decide which card is right for you. Or apply now by logging in to Online Account Access and visiting the Loans & Credit section within the Accounts tab.

Important Information:

We may change APRs, fees and other account terms in the future based on your experience with Elan Financial Services and its affiliates, as provided under the Cardmember Agreement and applicable law.

Applicants will first be considered for the Edward Jones World Plus MasterCard, however, if they do not qualify they can still earn Loyalty Points®. They will automatically be considered for the Edward Jones Platinum MasterCard, which earns 1 Loyalty Point® for every net $1 spent but offers lower redemption values for rewards and no MasterCard World Benefits.

1The Edward Jones World Card: The 0% introductory APR applies to balance transfers (made within 60 days of account opening) and is valid for the first 12 billing cycles. The introductory rate does not apply to purchases and cash advances. Thereafter, the APR may vary and as of 10/1/16, the undiscounted variable APR for balance transfers is 13.24%. The variable APR for purchases is 13.24%. The Edward Jones Platinum Card: The 0% introductory APR applies to balance transfers (made within 60 days of account opening) and is valid for the first 12 billing cycles. The introductory rate does not apply to purchases and cash advances. Thereafter, the APR may vary and as of 10/1/16, the undiscounted variable APR for balance transfers is 16.24%–26.24% (based on your creditworthiness). The variable APR for purchases is 16.24%–26.24% (based on your creditworthiness). The Edward Jones World Card and the Edward Jones Platinum Card: The variable APR for cash advances is 26.24%. Cash Advance fee: 4% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 4% of each cash amount, $20 minimum. There is a 0% introductory balance transfer fee on balances transferred within the first 60 days of account opening. After that, a balance transfer fee of 3% of each transfer amount ($5 minimum) will apply. There is a $2 minimum interest charge where interest is due. The annual fee is $0. Foreign Transaction fee: 1% of each foreign purchase transaction or foreign ATM advance transaction. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.

2The Edward Jones World Plus Card: The APR may vary and as of 10/1/16, the variable APR for Purchases and Balance Transfers is 15.24%–26.24% (based on your creditworthiness). The Edward Jones Platinum Card: The APR may vary and as of 10/1/16, the variable APR for Purchases and Balance Transfers is 16.24%–26.24% (based on your creditworthiness). The Edward Jones World Plus Card and the Edward Jones Platinum Card: The variable APR for Cash Advances is 26.24%. Cash Advance fee: 4% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 4% of each cash amount, $20 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due. The annual fee is $0. Foreign Transaction fee: 1% of each foreign purchase transaction or foreign ATM advance transaction.

3Loyalty Points® based on net purchases (purchases minus credits and returns). For full terms and conditions of the Edward Jones MasterCard program, please contact your Edward Jones branch. Accounts must be open and current to earn and redeem points. Offer valid for new accounts only.

4Spend $500 in eligible net purchases within the first 90 days of account opening, and 10,000 Loyalty Points® will be credited to your account 6–8 weeks after the 90-day period. The 10,000 Loyalty Points can be redeemed for a $100 Loyalty Invest™ cash deposit into the Edward Jones investment account of your choice. Your account must remain open, have available credit and be current (no minimum payment past due) to qualify.

5Certain terms, conditions and exclusions apply. Please refer to your Guide to Benefits for further details. Cardmembers are responsible for the cost of any goods or services purchased by the Concierge Service on cardmembers’ behalf.

The creditor and issuer of the Edward Jones MasterCard is Elan Financial Services, pursuant to a license from MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated. © 2016 Elan Financial Services.