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Edward Jones Advisory Solutions® fees include:
- Investment model construction and ongoing asset allocation guidance to distribute your money appropriately across different asset classes
- Ongoing due diligence, monitoring and portfolio management
- Dynamic rebalancing so that your portfolio stays aligned with your investment goals and appropriate level of risk
- Quarterly performance reports, including market commentary from our Investment Advisory department
- Systematic withdrawals customized to your needs upon request
- Ongoing personal investment advice and service from your Edward Jones financial advisor
- Improved tax efficiency for Unified Managed Account (UMA) Models through the addition of Separately Managed Allocations (SMAs) and overlay management
The overall fee for an Advisory Solutions account comprises the components below.
- Program Fee
The Program Fee schedule on the first $500,000 is annualized at either a 1.35% or 1.50% rate, depending on the account and model type, and is subject to lower fees, depending on the account size.
- Administrative or Administrative-UMA Fee
An additional fee is assessed to accounts for certain record-keeping and accounting services and other accounts services. The Administrative-UMA Fee also covers security trading activity and overlay management for UMA Models.
- Fund Models — 0.09% annualized rate
- UMA Models — 0.30% annualized rate
- Weighted SMA Manager Fees
For UMA Models, there are also SMA Manager Fees based on the specific SMAs and proportion of each SMA in the account.
- Fee Offset
Edward Jones receives certain outside service and money market fund revenues pertaining to the Program Investments held in an Advisory Solutions account. These are returned to account holders in the form of a Fee Offset, reducing the overall fee.
Fund Model Fees and Expenses
The total expenses of investing in a Fund Model and Benefit Plan Fund Model include the Program Fee and the Administrative Fee (less any applicable Fee Offset), plus the internal expenses of the mutual funds held in your model.
UMA Model Fees and Expenses
The total expenses of investing in a UMA Model include the Program Fee, the Administrative-UMA Fee and the Weighted SMA Manager Fees (less any applicable Fee Offset), plus the internal expenses of the mutual funds held in your model.
As you consider your investment options, we encourage you to meet with your Edward Jones financial advisor to help determine which approach is best-suited to your situation, including how you prefer to pay for your investments.
In addition to the Advisory Solutions Program Fee, clients will indirectly bear the internal fees and expenses of the funds they hold.
Edward Jones is a dually registered broker-dealer and investment adviser. Edward Jones Advisory Solutions® is an asset allocation program that provides investment advisory services. Depending on a client’s minimum investment, a client can select Fund Models, which invest in affiliated mutual funds (if available), unaffiliated mutual funds and exchange-traded funds (ETFs), or UMA Models, which also include separately managed allocations (SMAs). Please review the applicable Edward Jones Advisory Solutions Brochure for more information.
Many of the investments in Advisory Solutions, including money market funds, are offered by prospectus. You should consider the investment objective, risks, and charges and expenses carefully before investing. The prospectus contains this and other information. Your Edward Jones financial advisor can provide a prospectus, which you should read carefully before investing.
An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency. Although a money market fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in a money market fund.
Diversification does not guarantee a profit or protect against loss. Edward Jones, its employees and financial advisors cannot provide tax or legal advice. Please consult your attorney or qualified tax advisor regarding your situation.
The initial minimum investment in Advisory Solutions is $50,000. For UMA Models, including Custom Models containing SMAs, the initial minimum investment amount is $500,000, with additional options available at $1 million.
Asset allocation and rebalancing do not guarantee investment returns and do not eliminate the risk of loss.