Product Features

Because every situation is different, we offer a range of mortgage products and programs designed to meet your needs. Choosing one loan over another may depend on factors such as the length of time you plan to stay in the home, the current interest rate environment or even other financial needs like a child entering college or a new baby on the way.  

As well as offering a host of traditional home financing solutions, Edward Jones Mortgage can also provide specialized financing, including home equity financing, jumbo loans, purchase and renovation programs, alternative down payment programs, first and second mortgage combinations and alternative documentation loans.

Below are just a few of the most common home financing loans available.

Loan Types:
Fixed Rate Mortgages
Because the interest rate is locked in for the term of the loan, fixed rate mortgages give you the security of knowing your monthly principal and interest payment will not change. Regardless of how interest rates move, your mortgage rate remains the same over the life of your loan. Edward Jones Mortgage offers a variety of fixed-rate products, with loans ranging from short-term to long-term.

Adjustable Rate Mortgages
An adjustable-rate mortgage (ARM) has an interest rate that is fixed for the first one to 10 years and adjusts periodically based on financial market conditions. During the initial fixed period, an ARM has a lower interest rate than a comparable fixed-rate mortgage, so you’ll save on your monthly payments during the early years of your loan term. This type of loan can be a good choice for homebuyers who plan to move or refinance before the initial rate period expires or who are planning for future income grown and wish to initially keep payments low. Edward Jones Mortgage offers several different ARM loans. 

New Construction Loans
Generally, there are two types of construction loans available: One that covers the cost of a newly constructed home, and one that covers the land and the construction of the new home. Both carry options that can simplify the complicated process of building a home. Edward Jones Mortgage offers a specialized loan program with one application, one approval process and one set of closing costs.

For more information, contact your local financial advisor or call Edward Jones Mortgage at 1-888-304-9242.

Financing is provided by Edward Jones Mortgage, LLC, an affiliate of Edward Jones. Edward Jones Mortgage, LLC is licensed by the New Hampshire Banking Department. Edward Jones Mortgage, LLC may not be available in your area. Equal Housing Lender. ©2007 Edward Jones Mortgage, LLC. All Rights Reserved.