Edward Jones Personal Line of Credit

Faced with a financial need or emergency? Stretched by your tax bill? Presented with an opportunity that just can't wait? A Personal Line of Credit from Edward Jones is one of the easiest and most convenient ways to get the funds you need now while staying invested for tomorrow.

You can borrow up to 50% of the value of your eligible investments immediately and get the flexible repayment options and complete confidentiality you deserve.

Features:
The Edward Jones Personal Line of Credit is a fast and easy way to get you the funds you need – for whatever you need by using the investments you own as collateral. Here are some of the fast and easy features you could enjoy:

• "Write your own loan" convenience means you literally write a check to draw from your credit line.
• You have the flexibility to control how you repay your loan. There is no fixed payment schedule.
• Completely confidential because loan committees don't evaluate your financial history. Only you and your financial advisor will be aware of your loan.
• There is no lengthy borrowing process. Just check your Edward Jones statement, access your statement online with AccountLink or contact your local financial advisor to see how much you can borrow.
• You are only charged interest on the amount you borrow, and the rate, which is tied to the prime rate, is often lower than that of many credit cards and consumer loans.

*Our Line of Credit is a margin account. Borrowing against securities has its risks and is not appropriate for everyone. If the value of your collateral declines, you may be required to deposit cash or additional securities or the securities in your account may be sold to meet the margin call. Interest will begin to accrue from the date of the loan and will be charged to the account from that point. Available only on certain types of accounts.

If shares are held on margin on the record date for a shareholder proxy vote, you will not be entitled to vote by proxy and will not receive a proxy ballot for that specific vote. Shares held on margin include collateral for a margin balance or a Personal Line of Credit Loan. You may request that any shares held on margin be moved to your cash account before the record date for a shareholder proxy vote provided that you have other securities in your account that may be used as collateral.