Edward Jones Privacy Notice

A Unique Understanding of Your Financial Needs
At Edward Jones, we believe our ability to offer sound investment recommendations and advice depends on our ability to know and understand your needs. Your financial advisor plays an essential role in developing that understanding. As a firm, we also use technology to manage, maintain and report timely and accurate information about your investments.

For Your Protection
Confidentiality is important to our relationship with you. We are very serious about our responsibility to protect your privacy by keeping information secure and confidential. We're providing this notice to inform all our clients how we collect, use, disclose and protect information.

We also want you to know one thing up front: Edward Jones does not and will not sell any information about you or any of our clients to anyone.

In addition, we take steps to protect the personal information about you that we collect and maintain. Access to personal information is granted to our branch and home office associates only to provide investments and services to clients, or to serve another legitimate business need. We have developed security measures to help protect your personal information from unauthorized access, destruction, loss, or alteration. Please assist us by safeguarding information about your account including numbers and any PIN(s) or password(s) you use to access your account information.

The following are the processes we use to collect information, as well as the steps taken to limit the ways in which that information is shared or communicated.

Information Collection
To better understand your financial needs and make you aware of new investments and services that could help you reach your goals, we collect personal information from a variety of sources. This information falls into five categories:

1. Information we receive from you via applications, surveys or other forms. This information could include, but is not limited to, your name, address, Social Security number and income.
   
   
2. Information about your transactions and account experience with Edward Jones or our affiliates. This information may include your account balance, account activity and usage of various services. The Edward Jones Trust Company is an example of an affiliate.
   
   
3. Information about your transactions and account experience with nonaffiliated third parties, such as providers of mutual funds, annuities, insurance and other investments and services offered through Edward Jones or those third parties assisting us in various aspects of account administration.
   
   
4. Information we collect from other nonaffiliated third parties, such as marketing research firms. This information frequently includes demographic information, as well as preferences and opinions regarding various financial topics.
   
   
5. Information we receive from a consumer reporting agency, which may include account information and/or information about your creditworthiness.

Guidelines for Information Disclosure
We do not disclose any personal information about our clients or former clients to anyone, except as required or permitted by law. For example, we are occasionally required to provide information to consumer reporting agencies, to regulatory agencies or to third parties in response to court orders.

In addition, it is often necessary to share client information with other companies, including our affiliates, that assist us with a variety of business activities, including:

• Account administration
• Client service
• Transaction service
• Processing and delivery of account statements
• Research and analysis; and
• Delivery of investments and services

For example, we may disclose certain information to a mutual fund company, insurance company or transfer agent in order to complete a transaction you initiated.

To make you aware of the full range of investments and services available through Edward Jones, we may disclose information (as described in the "Information Collection" section) to companies that perform services on our behalf, or to other financial institutions with which we have joint marketing agreements. For example, firms that work with us to market Edward Jones-branded investments and services, such as mortgages and credit cards, have access to certain information. However, those companies are prohibited from using that information to market any other products and services to you. Information provided to them is protected by strict confidentiality agreements.

An Ongoing Commitment
Clients will receive our privacy notice on an annual basis. In addition, it is available on our Web site, www.edwardjones.com. You also may visit our Web site to view a privacy statement related specifically to online media.

We hope this information is useful to you. Confidentiality is the key to a strong relationship between you and your financial advisor, and we are committed to protecting your privacy.

If you need clarification regarding this policy, please contact your local Edward Jones branch, or call our Client Relations Department at 1-800-803-3333.