Retirement

Retirement is a life-long dream and possibly one of the most important financial goals you can have. But will you be able to retire when you want to? And when you do retire, will you be able to live the way you want to? By planning ahead now, you may be able to answer yes to both of these questions.

The average person plans to spend at least 15 years in retirement, which means their savings has to last. In these years, most people will need to replace at least 75% to 80% of their current income to live comfortably.* But, depending on your lifestyle or how you'd like to spend your retirement, you may want to maintain your current income level.

Determining your retirement savings goal takes careful consideration and that's where we can help. To get started, visit your local Edward Jones branch for a complimentary retirement analysis.

When you come in, we'll review your current investments and allocations and the level of risk with which you're comfortable. We'll talk about your priorities - if you want to travel more or start a college fund and we'll discuss any short-term goals, such as paying off a car or the remaining principal on an existing mortgage. We can also develop a schedule to review your strategy to see where you are and help make sure it's meeting your needs now and in the future.

When you're ready to start, contact one of our financial advisors. Together, we'll get you on your way to the retirement you've always wanted.

* Source: Employee Benefit Research Institution, 2001