Protection
Life can be unpredictable. However, it's reassuring to know you can take steps to shield your and your family's finances against unexpected events, such as ill health, disability and bereavement.
With careful planning it's possible to help safeguard both you and your family from financial difficulties by providing support at a time when it's needed most. You may want to consider one or more of the following:
Term Assurance
Offers a higher life assurance cover at a lower premium. It is the least expensive form of protection and is designed to provide a lump sum payment if you die during a specified period of time (the term).
Offers a higher life assurance cover at a lower premium. It is the least expensive form of protection and is designed to provide a lump sum payment if you die during a specified period of time (the term).
Whole-of-life Assurance
Provides valuable financial protection because there is no fixed term and will pay a guaranteed lump sum (the 'sum assured') at your death
Provides valuable financial protection because there is no fixed term and will pay a guaranteed lump sum (the 'sum assured') at your death
Income Protection
Offers a regular sum to replace lost income if you are unable to work due to illness, accident or disability
Offers a regular sum to replace lost income if you are unable to work due to illness, accident or disability
Critical Illness
Provides cover against the risk of having a serious illness such as a heart attack or cancer by paying a lump sum if you develop one of the specified illnesses listed in the policy or suffer a total permanent disability
