Critical Illness
This policy pays a lump sum should you be diagnosed with a specified critical illness, such as a heart attack, cancer or a stroke. Cover is also available where you suffer a total permanent disability.
Objective
To help prevent financial difficulty caused by a critical illness or permanent disability
Suitability
If you are under age 60 and want to cover a mortgage, repay debts or provide family protection should you suffer a critical illness
Features
- Depending on your needs, you can arrange on a level, increasing or decreasing basis; premium amount dependent on your occupation, age, cover amount and contract length.
- Fixed term required
- No cash surrender value
- Purchase on its own or in conjunction with life assurance
