How We Approach Your Needs

Understanding what is important to you and your family to help you identify and reach your goals is critical. Although there are many ways available to help you achieve your goals, the key is answering these five important questions to find the appropriate solutions for your specific situation.

Step 1: Where Am I Today?
To help you set realistic goals, you’ll need to determine your current situation. Using information that includes a list of monthly expenses, last year’s tax return (if available), pension statements and mortgage, bank or other financial statements will help provide an overview of where you are today.

Step 2: Where Would I Like to Be?
The next step is to set specific goals that you want to achieve, such as:

• Managing your money for basic necessities such as food and shelter
  
  
• Having adequate funds in the event of an emergency
  
  
• Protecting the future for yourself and your family
  
  
• Saving for retirement
  
  
• Enjoying retirement
  
  
• Saving and paying for a child's or grandchild's school fees
  
  
• Purchasing your first home or moving to a new home
  
  
• Saving for other financial goals
  
  
• Having a proper estate plan and reducing your estate's IHT liability
  
  
• Planning for long term care expenses

Step 3: Can I Get There?
Based on your current situation, future income requirements and understanding of the risks for all types of investments, you can work with your financial adviser to create and implement strategies to work towards achieving your goals.

Step 4: How Do I Get There?
Edward Jones’ investment philosophy centres on buying diversified, quality investments and holding them for the long term. Your financial adviser can help you select the appropriate mix of investments to suit your individual situation.

Step 5: How Can I Stay on Track?
Meeting with your financial adviser at least annually can help ensure that you stay on track. If any of your goals or circumstances has changed, a regular review to make appropriate updates that address your evolving needs can help keep you on track to reach your goals.

Schedule an appointment today with your financial adviser to discuss your answers to these five key questions. Doing so can help you work towards and achieve your financial goals.

Diversification does not guarantee a profit or protect against loss.

Edward Jones does not provide tax or legal advice. Consult a qualified tax or legal professional regarding your particular situation if this advice is needed.