Term Certain Annuities

Description
Term certain annuities are contracts between insurance companies and investors. The insurance company receives a lump sum from the investor and, in return, guarantees to pay the investor a specified amount of money for a specified period of time, such as five or ten years.

Objective
To provide investors with maximum monthly income over a certain period of time.

Suitability
Term certain annuities are best suited for conservative, income-oriented investors.

Features

• Regular Income: Regular monthly, quarterly, semi-annual or annual income is paid on a systematic basis. Investors know exactly how much income they will receive and how long it will last.
• Income Period: Term certain annuities can only provide an income for a certain and predetermined period of time.
• Liquidity: Once a term certain annuity is purchased, it cannot be altered or ceased. The payments from the annuity must be continued as the contract originally stipulated until, when by contract provisions, the insurance company has met all its obligations and the policy is terminated.

For more information, please contact your Edward Jones financial advisor*.

Insurance and annuities are offered by Edward Jones Insurance Agency (except in Quebec). In Quebec, insurance and annuities are offered by Edward Jones Insurance Agency (Quebec) Inc.