How We Approach Your Needs

Understanding what is important to you and your family to help you identify and reach your goals is critical. Although there are many ways to work toward your goals, the key is answering these five important questions.

Step 1: Where Am I Today?
Before you can set realistic goals, you must determine your current needs. When you share information, including a list of monthly expenses, last year’s tax return, retirement plan statements and brokerage, bank or other financial statements, it will help provide an overview of your current situation.

Step 2: Where Would I Like to Be?
After determining where you are today, the next step is to set specific goals that can be related to:

• Saving for retirement
  
  
• Funding a child’s education
  
  
• Helping support other family members
  
  
• Purchasing a home
  
  
• Having appropriate insurance to protect your financial goals
  
  
• Saving for unexpected expenses

Step 3: Can I Get There?
Based on your current situation, future income requirements and comfort level with risk, you can work with your financial advisor to create and implement strategies that can help you achieve your goals.

Step 4: How Do I Get There?
Edward Jones’ investment philosophy centres on building a diversified¹ portfolio with quality investments and holding them for the long term. You will be introduced to a variety of asset allocation models, and your financial advisor can help you select the appropriate mix of investments in each category.

Step 5: How Can I Stay on Track?
Meeting annually can help ensure that you stay on track. If any of your goals or circumstances have changed, we can make appropriate updates that address your evolving needs.

Schedule an appointment today with your financial advisor* to discuss your answers to these five key questions. Doing so can help you work toward and achieve your financial goals.

1 Diversification does not guarantee a profit or protect against loss.

Edward Jones does not provide tax or legal advice. Consult a qualified tax or legal professional regarding your particular situation if this advice is needed.