Current Rates

(as of 20-November-2009)

Guaranteed Investment Certificates

Corporate Bonds

Provincial Bonds


Zero Coupon Bonds


U.S. Dollar Pay Investments


Currency Exchange Rate

$60,000 Cheque-A-Month Plan

Canadian Dollar Cash Account


U.S. Dollar Cash Account


Mortgage Rates (MRS Trust)


Key Market Rate




Guaranteed Investment Certificates(GICs)
  1 year 2 year 3 year 4 year 5 year
Canadian Tire Bank1.001.902.502.903.25
Home Trust Company1.552.152.653.053.35
Equitable Trust1.001.952.452.853.35
Peoples Trust1.101.752.002.002.00
Vancity Savings1.301.101.301.401.50

GICs are issued by a CDIC-insured financial institution and pay a fixed rate for a fixed term. Maximum purchase of $100,000 per institution per account.

For more information on these and other investments, please contact your local Edward Jones financial advisor* today.

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Corporate Bonds Coupon Date(MM/DD/YY) Rate (per cent)
Wells Fargo FINL4.4012/12/122.49
Manitoba Telecom6.1506/10/143.51
Telus4.9503/15/174.25
IGM Financial7.3504/08/194.88
Greater Toronto6.4702/02/345.25

Corporate bonds are issued by various corporations and are available with various credit ratings, which vary according to the issuer. These also carry market and interest risk.

For more information on these and other investments, please contact your local Edward Jones financial advisor* today.

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Provincial Bonds Rate (per cent)
3 yr1.76
5 yr2.49
7 yr3.20
9 yr3.63
25 yr4.66

These securities are backed by the issuing province as to the payment of principal and interest, based on its ability to levy and collect taxes. This does not remove market or interest risk.

For more information on these and other investments, please contact your local Edward Jones financial advisor* today.

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Zero Coupon Bonds Rate (per cent)
3 yr1.46
6 yr2.95
9 yr3.92
16 yr4.93
21 yr4.77

These securities are derived from Government of Canada, Provincial Government, and Corporate bonds. The coupons are removed and sold as different securities. The zero coupon security carries the same backing as the original bond. Market and interest risks are greater with zero coupon securities than with the original bond.

For more information on these and other investments, please contact your local Edward Jones financial advisor* today.

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U.S. Dollar Pay Investments Rate (per cent)
2 yr1.06
8 yr 3.80
10yr4.57
24yr5.76
n/an/a

These securities are comprised of U.S. dollar corporate bonds, U.S. dollar Yankee bonds, which are Canadian corporate bonds issued in U.S. dollars, and FDIC-insured CDs.

For more information on these and other investments, please contact your local Edward Jones financial advisor* today.

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Currency Exchange Rate
Canadian Dollar/U.S. Dollar 0.9400
U.S. Dollar/Canadian Dollar 1.0638

The exchange rate applied to any particular transaction may vary from that shown.

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$60,000 Cheque-A-Month Plan
 
Avg. Monthly Cheque
Avg. YTM (%)
Avg. Length(years)
Provincial Plan $131.25 3.64 11.77
Corporate Plan $150.25 4.57 11.75

These plans, created by Edward Jones, consist of six different issues. Each issue pays a cheque every six (6) months, therefore giving you a cheque-a-month.

For more information on these and other investments, please contact your local Edward Jones financial advisor* today.

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Canadian Dollar Cash Account/Premium Interest Account (PIA) Rate
(per cent)

less than $5,000.00

0.01

more than $5,000.00

0.10

Non-PIA Accounts

0.01
Registered Cash Balance 0.01
Rates on Customer Loan Balances  

less than $50,000

5.75

$50,000 - $100,000

5.50

more than $100,000

5.25

(Interest on cash balances are paid only if at least $1 of interest is generated)
For more information on these and other investments, please contact your local Edward Jones financial advisor* today.

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U.S. Dollar Cash Account / Premium Interest Account (PIA) Rate (per cent)

less than $5,000

0.01

more than $5,000

0.10

Non-PIA Accounts

0.01
Rates on Customer Loan Balances  

less than $50,000

5.75

$50,000-$100,000

5.50

more than $100,000

5.25

For more information on these and other investments, please contact your local Edward Jones financial advisor* today.

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Mortgage Rates (MRS Trust)
  Closed Convertible Open
6 month2.552.553.10
1 yr2.802.85
2 yr 3.30
3 yr3.55
4 yr3.80
5 yr4.00

*Five-year total term

For more information on these and other investments, please contact your local Edward Jones financial advisor* today.

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Key Market Rate Rate(per cent)
Canadian Prime Rate 2.25
U.S. Prime Rate 3.25

This is the rate that commercial banks charge on loans to their best commercial customers. Interest rates on other loans are often based on the prime rate.

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The rates and yields presented are those available on the revision date and time displayed. They are expressed as yield to maturity (YTM), unless otherwise noted, and are subject to availability and change without notice.

This information is presented to better enable you to recognize the underlying differences between the investments featured and the resulting relationships of the rates presented.

There is a risk/reward relationship to every investment. Put simply, this means the higher the rate of return, the greater the relative risk. Unless otherwise noted, the investments shown are for a specified term. The rates displayed assume ownership until due date or termination date for the investment. Should your ownership cease for any reason prior to that date, the amount of principal you receive may differ from that originally invested (market risk), and your return may differ from that shown (interest risk).